A Quick Guide to Sending Money Home from the UK on a Budget

Sending money home is a lifeline for millions of people living and working abroad — but when you’re on a tight budget, even small fees or poor exchange rates can eat into what your loved ones receive. Whether you're supporting family back home, helping with medical bills, or just sending a little extra during Eid or Christmas, it’s important to make every pound count.

Here’s a quick guide to how you can send money home from the UK affordably, without compromising on speed or reliability — plus how Jazari can help you do it smarter.

1. Look for low or zero-fee transfers

Some providers charge high transfer fees, especially for smaller amounts. These can add up fast. At Jazari, we’ve made it simple: you can send free remittances to several popular corridors, including Pakistan and Nigeria. That means more of your money goes directly to your loved ones — not to fees.

2. Compare exchange rates

Even small differences in exchange rates can make a big difference in how much your family receives. Jazari offers some of the best rates for sending money home, so your pounds go further every time.

3. Plan ahead — or send instantly when needed

If you know you’ll be sending money soon, it helps to plan ahead so you can avoid emergency fees or delays. But sometimes life doesn’t go to plan. With Jazari, you can use our Remit Now, Pay Later feature to send money immediately, even if you’re low on funds this month. Your family gets the money instantly, and you repay it later through the app.

4. Choose a provider with no hidden costs

Some apps bury extra charges in the fine print — like margin markups on exchange rates or delayed transfer fees. Jazari is fully transparent: you see the exact amount your loved one will receive before you hit send.

5. Start sending from day one

You shouldn’t need to wait days to open an account or verify your details. With Jazari, you can open your account in under 2 minutes, for free. You can also connect your UK bank account and start sending immediately — no paperwork or branch visits required.

Final Thoughts

When you're on a budget, every penny counts — and the right remittance app can make a real difference. With zero-fee transfers, great rates, Remit Now Pay Later, and a fast, free sign-up process, Jazari is designed to help you send money home quickly, affordably, and stress-free.